Mention car-leasing and most people will carmatically assume a low-
monthly payment. There is actually more than what meets the eye, and a
number of charges are involved at various stages of the lease process.
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At the beginning of the lease, you have to pay a refundable security
deposit, typically equivalent to one monthly payment, to safeguard against
non-payment and any incidental damage done to the vehicle at the end of the
lease. You are also required to pay an administrative charge, called
acquisition charge. Other charges include licenses, registration, title and any
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During your lease, and you expected to honour your monthly payment
obligations. Any failure to do so will result in late-payment charges.
You have to pay any traffic tickets, emission and safety inspections and
ongoing maintenance costs.  Ending your lease early will result in
substantial early termination charges.

At the end of the lease, expect to pay any excess mileage costs, charged
at 10 to 20 p a mile. Any incidental damage done to the vehicle, and deemed to
be above normal, will result in excess tear-and-wear charges. Finally, if
you choose not to purchase the vehicle, then you have to pay a disposition
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